Bradley Bayton-Harvey lives with his partner Ange in Dudley. They have three girls, including three-year-old Darcie-Mai. Both have full-time jobs with the NHS.

“We both work nearly 200 hours a month, and it is still a stretch. We’re rejiggling finances again and again,” he says.

When you add up the increase for water, council tax, energy and broadband, he will pay an extra £500 a year.

“You don’t have money for yourself,” he says. “There’s no money.”

He adds: “We can try to get any additional shifts in our rest days to get that extra income. It’s frustrating because those rest days should be family time.

“You shouldn’t have to turn around to your kids and say that you can’t afford to go on holiday.”